Real Estate Loan Programs

CASH-OUT REFINANCE

With our cash-out refinance loan program, is ideal for real estate investors seeking to grow their portfolios with multi-family and mixed-use properties.

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Our Cash-Out Refinance Loan Program

The Cash-Out Refinance loan program from Mind Your Own Business Credit is the way to go. Refinance a current loan with new equity or extract cash from free and clear properties using our quick, simple, and trusted program. Investors can get the best possible leverage at the best possible rate by using our cash out refinance program.

Cash-Out Refinance Program Details


Interest Rate:

Rates Starts at 4.49%

Max Loan to Value:

Up to 75% LTV

Property Type:

Single Family and 2-4 Unit Multifamily

Income Verification:

No Income Verification

Loan Term:

30 years Fixed Rate Term

Credit Score (FICO):

Minimum Credit Score of 680

Seasoning Requirement:

Minimum Seasoning of 6 Months Leased

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Frequently Asked Questions

How do I refinance a rental property ?

Our process of refinancing a loan is very similar to financing a purchase.

We provide a selection of terms for our leasing program that will suit the demands of every investor. From 5/1, 7/1, and 10/1 ARMs to a 30-year fixed-rate loan, there’s plenty to choose from. However, the loan’s amortization (how the loan is priced) has been set to 30 years, providing the least cost monthly payment.

The documents required to refinance a rental property depend on the lender. Mind Your Own Business Credit does not require tax returns or income verification.

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